Behind on Mortgage Payments in Dallas-Fort Worth?

There’s no fixed number in Texas law — it depends on your loan terms, but many lenders start the process after 3-4 missed payments (90-120 days behind). Once the loan is accelerated and a notice of sale is posted, Texas allows the sale in as little as 21 days after posting. Talk to your loan servicer or an attorney to know exactly where you stand.

We’re buying the property directly, as-is, for our own account, so our offer reflects that — no showings, no repairs, no commissions, and no financing to fall through. Most people behind on payments care less about squeezing out every last dollar and more about a fast, certain closing before the situation gets worse. We’ll walk you through exactly how we arrived at your number, and there’s never any obligation to accept.

Great question, and we’re an open book: Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and the value of comparable homes sold in the area recently. As you know, home values have taken a huge hit in the last 5 years and most areas still haven’t seen prices come back up. We take many pieces of information into consideration… and come up with a fair price that works for us and works for you too.

This is what makes us stand out from the traditional method of selling your mobile home: There are NO fees or commissions when you sell your mobile home to us. We’ll make you an offer, and if it’s a fit then we’ll buy your mobile home (and we’ll often pay for the closing costs too!). No hassle. No fees. We make our money after we pay for repairs on the mobile home (if any) and sell it for a profit (we’re taking all of the risks here on whether we can sell it for a profit or not, once we buy the mobile home from you… the responsibility is ours and you walk away without the burden of the property and its payments… and often with cash in your hand).

Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 6-12 months) and then takes a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3-6% of the sale price of your home (so if it’s a $100,000 home, you’ll pay between $3,000 – $6,000 in commissions to an agent). Agents provide a great service for those that can wait 6-12 months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different: We’re not agents, we’re home buyers. Our company actually buys homes. We don’t list homes. Since we’re actually the ones buying the home from you, and we pay with all cash…we can make a decision to buy your home within a couple of days (sometimes the same day). Again, we make our living by taking the risk to buy the home with our own cash, repair the home, and market it ourselves to find a buyer (which is the hard part in this market).

There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your home to us… and we won’t hassle you, won’t harass you… it’s 100% your decision and we’ll let you decide what’s right for you.